Mike Rinaldi

Retirement Plan Advisor
AIF®, CEBS, CRPS®, CPFA®, MBA

The Professional Me

Mike joined the Planned Financial Services team in 2022 as a Retirement Plan Advisor  for 401(k) Prosperity®, the firm’s corporate retirement and institutional investment planning division, which focuses on best-in-class retirement plan fiduciary and investment oversight. He brings more than two decades of experience in the retirement planning industry to help ensure that the firm’s business owners, retirement plan sponsors and their plan participants receive the level of actionable and relevant advice, education, communication, and personalized service required to pursue their desired outcomes. Mike received his Accredited Investment Fiduciary® (AIF®) designation from Fi360, which attests to his knowledge of fiduciary practices and ERISA requirements for employer-sponsored retirement plans.

In 1994, Mike began his career at Nestle USA as a key account manager before joining Manulife Financial (John Hancock) as a sales associate and 401(k) field education specialist. In 1999, he joined The Hartford. He was the longest tenured Regional Sales Director when the company was acquired by MassMutual in 2013. He later left MassMutual Retirement Services to pursue an opportunity as a Regional Sales Director at Lincoln Financial Services, where he was responsible for new business development and client relationship management for the firm’s defined contribution and defined benefit markets throughout Ohio.

Mike earned a Bachelor of Science in Business Administration in Marketing from the University of Alabama and a Master of Business Administration from the University of Dayton. He holds an Executive Certificate in Financial Planning from John Carroll University and earned his Certified Employee Benefit Specialist (CEBS) designation through the International Foundation of Employee Benefit Plans and The Wharton School of Business. He also obtained the Chartered Retirement Plans SpecialistSM (CRPS®) designation through the College for Financial Planning, a Kaplan company and the Certified Plan Fiduciary Advisor (CPFA®) through NAPA.

Mike and his wife, Miriam, reside in Moreland Hills, Ohio where they are raising their two sons, Nicholas and Christopher.

Professional Designations & Credentials

  • Accredited Investment Fiduciary® (AIF®)
  • Certified Employee Benefits Specialist (CEBS)
  • Chartered Retirement Plans SpecialistSM (CRPS®)
  • Certified Plan Fiduciary Advisor (CPFA®)
  • Executive Certificate in Financial Planning
  • Master of Business Administration (MBA)
  • Ohio Life, Accident and Health, Variable Insurance License

The Personal Me

THE PERSONAL ME

Mike was born in Chula Vista, California where his father, a U.S. Navy veteran, was stationed. He grew up in Ohio, where both of his parents were born and raised, before taking a detour south to attend the University of Alabama in Tuscaloosa. Following graduation, he had the opportunity to live and work in various locations over the course of his career, including Pittsburgh, Pennsylvania; Sioux City, Iowa; Columbus, Ohio; Memphis, Tennessee and Chicago, Illinois. While he's still a big Crimson Tide fan, the loyal Guardians, Browns, and Cavaliers fan can think of no better place to live than Cleveland—with one possible exception. Mike would love to travel to Italy with his family and maybe even live there for a period of time.

With two growing boys at home—and a 15-year-old Labradoodle named Ellie—Mike and his wife spend much of their free time attending their sons’ sporting events and Cub Scout activities. He enjoys swimming to stay in shape, as well as golf, fishing, watching movies and a good bottle of wine—not necessarily in that order.


Little known fact:
Lil’ John Rinaldi, co-host of Cleveland’s iconic Big Chuck and Lil’ John Show, is Mike’s Uncle John.

See Another Side of Me
See the Professional Me

Contact Information:

Phone: 440.740.0130 x229

Email: Mike@PlannedFinancial.com

Send a Message
Return to Staff Directory

Want help? Let's talk.